LTV · monthly repayment
▼ 0.50% · 3.625%
HK$275,005
−HK$17,245/mo
▼ 0.25% · 3.875%
HK$283,559
−HK$8,691/mo
Today · 4.125%
HK$292,250
baseline
▲ 0.50% · 4.625%
HK$310,032
+HK$17,782/mo
Deposit HK$60.30M · loan HK$60.30M · min. income ≈ HK$584,500/mo (50% DSR)
Upfront cash ≈ HK$68.14M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,940
−HK$16,529/mo
▼ 0.25% · 3.875%
HK$314,145
−HK$8,324/mo
Today · 4.125%
HK$322,469
baseline
▲ 0.50% · 4.625%
HK$339,467
+HK$16,998/mo
Deposit HK$60.30M · loan HK$60.30M · min. income ≈ HK$644,938/mo (50% DSR)
Upfront cash ≈ HK$68.14M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,005
−HK$20,695/mo
▼ 0.25% · 3.875%
HK$340,271
−HK$10,429/mo
Today · 4.125%
HK$350,700
baseline
▲ 0.50% · 4.625%
HK$372,039
+HK$21,339/mo
Deposit HK$48.24M · loan HK$72.36M · min. income ≈ HK$701,400/mo (50% DSR)
Upfront cash ≈ HK$56.08M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,128
−HK$19,835/mo
▼ 0.25% · 3.875%
HK$376,974
−HK$9,989/mo
Today · 4.125%
HK$386,963
baseline
▲ 0.50% · 4.625%
HK$407,360
+HK$20,397/mo
Deposit HK$48.24M · loan HK$72.36M · min. income ≈ HK$773,926/mo (50% DSR)
Upfront cash ≈ HK$56.08M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,006
−HK$24,144/mo
▼ 0.25% · 3.875%
HK$396,982
−HK$12,168/mo
Today · 4.125%
HK$409,150
baseline
▲ 0.50% · 4.625%
HK$434,045
+HK$24,895/mo
Deposit HK$36.18M · loan HK$84.42M · min. income ≈ HK$818,300/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,316
−HK$23,140/mo
▼ 0.25% · 3.875%
HK$439,803
−HK$11,653/mo
Today · 4.125%
HK$451,456
baseline
▲ 0.50% · 4.625%
HK$475,253
+HK$23,797/mo
Deposit HK$36.18M · loan HK$84.42M · min. income ≈ HK$902,912/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$495,008
−HK$31,042/mo
▼ 0.25% · 3.875%
HK$510,406
−HK$15,644/mo
Today · 4.125%
HK$526,050
baseline
▲ 0.50% · 4.625%
HK$558,058
+HK$32,008/mo
Deposit HK$12.06M · loan HK$108.54M · min. income ≈ HK$1,052,100/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,692
−HK$29,752/mo
▼ 0.25% · 3.875%
HK$565,461
−HK$14,983/mo
Today · 4.125%
HK$580,444
baseline
▲ 0.50% · 4.625%
HK$611,040
+HK$30,596/mo
Deposit HK$12.06M · loan HK$108.54M · min. income ≈ HK$1,160,888/mo (50% DSR)
Upfront cash ≈ HK$19.90M (deposit + AVD stamp duty HK$7,839,161 · Scale 2, in force from 26 Feb 2026)