LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,503
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$869/mo
Today · 4.125%
HK$29,228
baseline
▲ 0.50% · 4.625%
HK$31,006
+HK$1,778/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,456/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,597
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$832/mo
Today · 4.125%
HK$32,250
baseline
▲ 0.50% · 4.625%
HK$33,950
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,500/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,004
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,030
−HK$1,043/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$37,208
+HK$2,135/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,716
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,701
−HK$999/mo
Today · 4.125%
HK$38,700
baseline
▲ 0.50% · 4.625%
HK$40,740
+HK$2,040/mo
Deposit HK$4.82M · loan HK$7.24M · min. income ≈ HK$77,400/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,702
−HK$1,217/mo
Today · 4.125%
HK$40,919
baseline
▲ 0.50% · 4.625%
HK$43,409
+HK$2,490/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,838/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,836
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,985
−HK$1,165/mo
Today · 4.125%
HK$45,150
baseline
▲ 0.50% · 4.625%
HK$47,530
+HK$2,380/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,300/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,506
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,046
−HK$1,564/mo
Today · 4.125%
HK$52,610
baseline
▲ 0.50% · 4.625%
HK$55,811
+HK$3,201/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,220/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,075
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,552
−HK$1,498/mo
Today · 4.125%
HK$58,050
baseline
▲ 0.50% · 4.625%
HK$61,110
+HK$3,060/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,100/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,304 · Scale 2, in force from 26 Feb 2026)