LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,507
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,362
−HK$869/mo
Today · 4.125%
HK$29,231
baseline
▲ 0.50% · 4.625%
HK$31,010
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,462/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,601
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,422
−HK$832/mo
Today · 4.125%
HK$32,254
baseline
▲ 0.50% · 4.625%
HK$33,954
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,508/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,008
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,035
−HK$1,043/mo
Today · 4.125%
HK$35,078
baseline
▲ 0.50% · 4.625%
HK$37,212
+HK$2,134/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,156/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,721
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,706
−HK$999/mo
Today · 4.125%
HK$38,705
baseline
▲ 0.50% · 4.625%
HK$40,745
+HK$2,040/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,410/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,509
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,707
−HK$1,217/mo
Today · 4.125%
HK$40,924
baseline
▲ 0.50% · 4.625%
HK$43,414
+HK$2,490/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,848/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,841
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,990
−HK$1,166/mo
Today · 4.125%
HK$45,156
baseline
▲ 0.50% · 4.625%
HK$47,536
+HK$2,380/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,312/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,512
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,052
−HK$1,565/mo
Today · 4.125%
HK$52,617
baseline
▲ 0.50% · 4.625%
HK$55,818
+HK$3,201/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,234/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,081
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,559
−HK$1,498/mo
Today · 4.125%
HK$58,057
baseline
▲ 0.50% · 4.625%
HK$61,118
+HK$3,061/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,114/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,361 · Scale 2, in force from 26 Feb 2026)