LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,508
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,364
−HK$869/mo
Today · 4.125%
HK$29,233
baseline
▲ 0.50% · 4.625%
HK$31,012
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,466/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,423
−HK$833/mo
Today · 4.125%
HK$32,256
baseline
▲ 0.50% · 4.625%
HK$33,956
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,512/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$1,043/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$2,134/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,723
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,708
−HK$999/mo
Today · 4.125%
HK$38,707
baseline
▲ 0.50% · 4.625%
HK$40,747
+HK$2,040/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,414/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,511
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,709
−HK$1,217/mo
Today · 4.125%
HK$40,926
baseline
▲ 0.50% · 4.625%
HK$43,417
+HK$2,491/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,852/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,844
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,993
−HK$1,165/mo
Today · 4.125%
HK$45,158
baseline
▲ 0.50% · 4.625%
HK$47,539
+HK$2,381/mo
Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$90,316/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,515
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,055
−HK$1,565/mo
Today · 4.125%
HK$52,620
baseline
▲ 0.50% · 4.625%
HK$55,821
+HK$3,201/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,240/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,085
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,562
−HK$1,499/mo
Today · 4.125%
HK$58,061
baseline
▲ 0.50% · 4.625%
HK$61,121
+HK$3,060/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,122/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,386 · Scale 2, in force from 26 Feb 2026)