LTV · monthly repayment
▼ 0.50% · 3.625%
HK$275,089
−HK$17,250/mo
▼ 0.25% · 3.875%
HK$283,645
−HK$8,694/mo
Today · 4.125%
HK$292,339
baseline
▲ 0.50% · 4.625%
HK$310,127
+HK$17,788/mo
Deposit HK$60.32M · loan HK$60.32M · min. income ≈ HK$584,678/mo (50% DSR)
Upfront cash ≈ HK$68.16M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,033
−HK$16,534/mo
▼ 0.25% · 3.875%
HK$314,241
−HK$8,326/mo
Today · 4.125%
HK$322,567
baseline
▲ 0.50% · 4.625%
HK$339,570
+HK$17,003/mo
Deposit HK$60.32M · loan HK$60.32M · min. income ≈ HK$645,134/mo (50% DSR)
Upfront cash ≈ HK$68.16M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,106
−HK$20,701/mo
▼ 0.25% · 3.875%
HK$340,374
−HK$10,433/mo
Today · 4.125%
HK$350,807
baseline
▲ 0.50% · 4.625%
HK$372,153
+HK$21,346/mo
Deposit HK$48.26M · loan HK$72.38M · min. income ≈ HK$701,614/mo (50% DSR)
Upfront cash ≈ HK$56.10M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,240
−HK$19,841/mo
▼ 0.25% · 3.875%
HK$377,089
−HK$9,992/mo
Today · 4.125%
HK$387,081
baseline
▲ 0.50% · 4.625%
HK$407,484
+HK$20,403/mo
Deposit HK$48.26M · loan HK$72.38M · min. income ≈ HK$774,162/mo (50% DSR)
Upfront cash ≈ HK$56.10M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,124
−HK$24,151/mo
▼ 0.25% · 3.875%
HK$397,104
−HK$12,171/mo
Today · 4.125%
HK$409,275
baseline
▲ 0.50% · 4.625%
HK$434,178
+HK$24,903/mo
Deposit HK$36.19M · loan HK$84.45M · min. income ≈ HK$818,550/mo (50% DSR)
Upfront cash ≈ HK$44.03M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,447
−HK$23,147/mo
▼ 0.25% · 3.875%
HK$439,937
−HK$11,657/mo
Today · 4.125%
HK$451,594
baseline
▲ 0.50% · 4.625%
HK$475,398
+HK$23,804/mo
Deposit HK$36.19M · loan HK$84.45M · min. income ≈ HK$903,188/mo (50% DSR)
Upfront cash ≈ HK$44.03M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$495,159
−HK$31,051/mo
▼ 0.25% · 3.875%
HK$510,562
−HK$15,648/mo
Today · 4.125%
HK$526,210
baseline
▲ 0.50% · 4.625%
HK$558,229
+HK$32,019/mo
Deposit HK$12.06M · loan HK$108.58M · min. income ≈ HK$1,052,420/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$550,860
−HK$29,761/mo
▼ 0.25% · 3.875%
HK$565,634
−HK$14,987/mo
Today · 4.125%
HK$580,621
baseline
▲ 0.50% · 4.625%
HK$611,226
+HK$30,605/mo
Deposit HK$12.06M · loan HK$108.58M · min. income ≈ HK$1,161,242/mo (50% DSR)
Upfront cash ≈ HK$19.91M (deposit + AVD stamp duty HK$7,841,556 · Scale 2, in force from 26 Feb 2026)