LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,513
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$869/mo
Today · 4.125%
HK$29,238
baseline
▲ 0.50% · 4.625%
HK$31,017
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,476/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,429
−HK$833/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$33,962
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$1,043/mo
Today · 4.125%
HK$35,086
baseline
▲ 0.50% · 4.625%
HK$37,221
+HK$2,135/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,172/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,715
−HK$999/mo
Today · 4.125%
HK$38,714
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,041/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,428/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,518
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,716
−HK$1,218/mo
Today · 4.125%
HK$40,934
baseline
▲ 0.50% · 4.625%
HK$43,424
+HK$2,490/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,868/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,851
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,000
−HK$1,166/mo
Today · 4.125%
HK$45,166
baseline
▲ 0.50% · 4.625%
HK$47,547
+HK$2,381/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,332/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,523
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,064
−HK$1,565/mo
Today · 4.125%
HK$52,629
baseline
▲ 0.50% · 4.625%
HK$55,831
+HK$3,202/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,258/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,094
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,572
−HK$1,499/mo
Today · 4.125%
HK$58,071
baseline
▲ 0.50% · 4.625%
HK$61,132
+HK$3,061/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,142/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,467 · Scale 2, in force from 26 Feb 2026)