LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,514
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$870/mo
Today · 4.125%
HK$29,239
baseline
▲ 0.50% · 4.625%
HK$31,018
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,478/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,609
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,430
−HK$832/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$33,963
+HK$1,701/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$1,044/mo
Today · 4.125%
HK$35,087
baseline
▲ 0.50% · 4.625%
HK$37,222
+HK$2,135/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,174/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,715
−HK$1,000/mo
Today · 4.125%
HK$38,715
baseline
▲ 0.50% · 4.625%
HK$40,755
+HK$2,040/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,430/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,519
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,717
−HK$1,218/mo
Today · 4.125%
HK$40,935
baseline
▲ 0.50% · 4.625%
HK$43,425
+HK$2,490/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,870/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,852
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,001
−HK$1,166/mo
Today · 4.125%
HK$45,167
baseline
▲ 0.50% · 4.625%
HK$47,548
+HK$2,381/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,334/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,524
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,065
−HK$1,565/mo
Today · 4.125%
HK$52,630
baseline
▲ 0.50% · 4.625%
HK$55,833
+HK$3,203/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,260/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,096
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,573
−HK$1,499/mo
Today · 4.125%
HK$58,072
baseline
▲ 0.50% · 4.625%
HK$61,133
+HK$3,061/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,144/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,476 · Scale 2, in force from 26 Feb 2026)