LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,515
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,370
−HK$870/mo
Today · 4.125%
HK$29,240
baseline
▲ 0.50% · 4.625%
HK$31,019
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,480/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,610
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,431
−HK$832/mo
Today · 4.125%
HK$32,263
baseline
▲ 0.50% · 4.625%
HK$33,964
+HK$1,701/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,526/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,017
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,044
−HK$1,044/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$37,223
+HK$2,135/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,732
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,717
−HK$999/mo
Today · 4.125%
HK$38,716
baseline
▲ 0.50% · 4.625%
HK$40,757
+HK$2,041/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,432/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,520
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,719
−HK$1,217/mo
Today · 4.125%
HK$40,936
baseline
▲ 0.50% · 4.625%
HK$43,427
+HK$2,491/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,872/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,853
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,003
−HK$1,166/mo
Today · 4.125%
HK$45,169
baseline
▲ 0.50% · 4.625%
HK$47,550
+HK$2,381/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,338/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,526
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,067
−HK$1,565/mo
Today · 4.125%
HK$52,632
baseline
▲ 0.50% · 4.625%
HK$55,834
+HK$3,202/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,264/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,097
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,575
−HK$1,499/mo
Today · 4.125%
HK$58,074
baseline
▲ 0.50% · 4.625%
HK$61,135
+HK$3,061/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,148/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,491 · Scale 2, in force from 26 Feb 2026)