LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,517
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$870/mo
Today · 4.125%
HK$29,242
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,484/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,612
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,433
−HK$833/mo
Today · 4.125%
HK$32,266
baseline
▲ 0.50% · 4.625%
HK$33,966
+HK$1,700/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,532/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,020
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$1,043/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$37,226
+HK$2,136/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,734
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$1,000/mo
Today · 4.125%
HK$38,719
baseline
▲ 0.50% · 4.625%
HK$40,760
+HK$2,041/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,438/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,523
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,218/mo
Today · 4.125%
HK$40,939
baseline
▲ 0.50% · 4.625%
HK$43,430
+HK$2,491/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,878/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,857
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,006
−HK$1,166/mo
Today · 4.125%
HK$45,172
baseline
▲ 0.50% · 4.625%
HK$47,553
+HK$2,381/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,344/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,530
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,070
−HK$1,566/mo
Today · 4.125%
HK$52,636
baseline
▲ 0.50% · 4.625%
HK$55,838
+HK$3,202/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,272/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,101
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,579
−HK$1,499/mo
Today · 4.125%
HK$58,078
baseline
▲ 0.50% · 4.625%
HK$61,140
+HK$3,062/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,156/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,524 · Scale 2, in force from 26 Feb 2026)