LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,520
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,376
−HK$870/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$31,025
+HK$1,779/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,616
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,437
−HK$833/mo
Today · 4.125%
HK$32,270
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,701/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,540/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,024
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,051
−HK$1,044/mo
Today · 4.125%
HK$35,095
baseline
▲ 0.50% · 4.625%
HK$37,230
+HK$2,135/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,190/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,739
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,724
−HK$1,000/mo
Today · 4.125%
HK$38,724
baseline
▲ 0.50% · 4.625%
HK$40,765
+HK$2,041/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,448/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,528
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,726
−HK$1,218/mo
Today · 4.125%
HK$40,944
baseline
▲ 0.50% · 4.625%
HK$43,435
+HK$2,491/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,888/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,862
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,011
−HK$1,166/mo
Today · 4.125%
HK$45,177
baseline
▲ 0.50% · 4.625%
HK$47,559
+HK$2,382/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,354/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,536
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$51,077
−HK$1,565/mo
Today · 4.125%
HK$52,642
baseline
▲ 0.50% · 4.625%
HK$55,845
+HK$3,203/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,284/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,108
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$56,586
−HK$1,499/mo
Today · 4.125%
HK$58,085
baseline
▲ 0.50% · 4.625%
HK$61,147
+HK$3,062/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,170/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,578 · Scale 2, in force from 26 Feb 2026)