LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,522
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$869/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$31,028
+HK$1,780/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,618
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$833/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$33,974
+HK$1,701/mo
Deposit HK$6.03M · loan HK$6.03M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,027
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,054
−HK$1,044/mo
Today · 4.125%
HK$35,098
baseline
▲ 0.50% · 4.625%
HK$37,234
+HK$2,136/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,196/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,742
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,728
−HK$999/mo
Today · 4.125%
HK$38,727
baseline
▲ 0.50% · 4.625%
HK$40,769
+HK$2,042/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,454/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,531
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,730
−HK$1,218/mo
Today · 4.125%
HK$40,948
baseline
▲ 0.50% · 4.625%
HK$43,439
+HK$2,491/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,896/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,866
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,015
−HK$1,167/mo
Today · 4.125%
HK$45,182
baseline
▲ 0.50% · 4.625%
HK$47,563
+HK$2,381/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,364/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,540
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$51,081
−HK$1,566/mo
Today · 4.125%
HK$52,647
baseline
▲ 0.50% · 4.625%
HK$55,850
+HK$3,203/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$105,294/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,113
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,591
−HK$1,500/mo
Today · 4.125%
HK$58,091
baseline
▲ 0.50% · 4.625%
HK$61,153
+HK$3,062/mo
Deposit HK$1.21M · loan HK$10.86M · min. income ≈ HK$116,182/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,622 · Scale 2, in force from 26 Feb 2026)