LTV · monthly repayment
▼ 0.50% · 3.625%
HK$275,232
−HK$17,260/mo
▼ 0.25% · 3.875%
HK$283,793
−HK$8,699/mo
Today · 4.125%
HK$292,492
baseline
▲ 0.50% · 4.625%
HK$310,289
+HK$17,797/mo
Deposit HK$60.35M · loan HK$60.35M · min. income ≈ HK$584,984/mo (50% DSR)
Upfront cash ≈ HK$68.20M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,193
−HK$16,543/mo
▼ 0.25% · 3.875%
HK$314,405
−HK$8,331/mo
Today · 4.125%
HK$322,736
baseline
▲ 0.50% · 4.625%
HK$339,748
+HK$17,012/mo
Deposit HK$60.35M · loan HK$60.35M · min. income ≈ HK$645,472/mo (50% DSR)
Upfront cash ≈ HK$68.20M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,279
−HK$20,711/mo
▼ 0.25% · 3.875%
HK$340,552
−HK$10,438/mo
Today · 4.125%
HK$350,990
baseline
▲ 0.50% · 4.625%
HK$372,347
+HK$21,357/mo
Deposit HK$48.28M · loan HK$72.42M · min. income ≈ HK$701,980/mo (50% DSR)
Upfront cash ≈ HK$56.13M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,432
−HK$19,851/mo
▼ 0.25% · 3.875%
HK$377,286
−HK$9,997/mo
Today · 4.125%
HK$387,283
baseline
▲ 0.50% · 4.625%
HK$407,697
+HK$20,414/mo
Deposit HK$48.28M · loan HK$72.42M · min. income ≈ HK$774,566/mo (50% DSR)
Upfront cash ≈ HK$56.13M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,325
−HK$24,163/mo
▼ 0.25% · 3.875%
HK$397,311
−HK$12,177/mo
Today · 4.125%
HK$409,488
baseline
▲ 0.50% · 4.625%
HK$434,405
+HK$24,917/mo
Deposit HK$36.21M · loan HK$84.49M · min. income ≈ HK$818,976/mo (50% DSR)
Upfront cash ≈ HK$44.06M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,670
−HK$23,160/mo
▼ 0.25% · 3.875%
HK$440,167
−HK$11,663/mo
Today · 4.125%
HK$451,830
baseline
▲ 0.50% · 4.625%
HK$475,647
+HK$23,817/mo
Deposit HK$36.21M · loan HK$84.49M · min. income ≈ HK$903,660/mo (50% DSR)
Upfront cash ≈ HK$44.06M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$495,418
−HK$31,067/mo
▼ 0.25% · 3.875%
HK$510,828
−HK$15,657/mo
Today · 4.125%
HK$526,485
baseline
▲ 0.50% · 4.625%
HK$558,520
+HK$32,035/mo
Deposit HK$12.07M · loan HK$108.63M · min. income ≈ HK$1,052,970/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$551,147
−HK$29,777/mo
▼ 0.25% · 3.875%
HK$565,929
−HK$14,995/mo
Today · 4.125%
HK$580,924
baseline
▲ 0.50% · 4.625%
HK$611,546
+HK$30,622/mo
Deposit HK$12.07M · loan HK$108.63M · min. income ≈ HK$1,161,848/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$7,845,649 · Scale 2, in force from 26 Feb 2026)