LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,531
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,388
−HK$870/mo
Today · 4.125%
HK$29,258
baseline
▲ 0.50% · 4.625%
HK$31,038
+HK$1,780/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,516/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,628
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$833/mo
Today · 4.125%
HK$32,283
baseline
▲ 0.50% · 4.625%
HK$33,985
+HK$1,702/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,566/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,038
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,065
−HK$1,044/mo
Today · 4.125%
HK$35,109
baseline
▲ 0.50% · 4.625%
HK$37,246
+HK$2,137/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$70,218/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,740
−HK$1,000/mo
Today · 4.125%
HK$38,740
baseline
▲ 0.50% · 4.625%
HK$40,782
+HK$2,042/mo
Deposit HK$4.83M · loan HK$7.24M · min. income ≈ HK$77,480/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,544
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,743
−HK$1,218/mo
Today · 4.125%
HK$40,961
baseline
▲ 0.50% · 4.625%
HK$43,453
+HK$2,492/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,922/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,880
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,030
−HK$1,166/mo
Today · 4.125%
HK$45,196
baseline
▲ 0.50% · 4.625%
HK$47,579
+HK$2,383/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,392/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,556
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,098
−HK$1,566/mo
Today · 4.125%
HK$52,664
baseline
▲ 0.50% · 4.625%
HK$55,868
+HK$3,204/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,328/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,131
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$56,610
−HK$1,499/mo
Today · 4.125%
HK$58,109
baseline
▲ 0.50% · 4.625%
HK$61,173
+HK$3,064/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,218/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,767 · Scale 2, in force from 26 Feb 2026)