LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,537
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,393
−HK$870/mo
Today · 4.125%
HK$29,263
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,781/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,526/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,634
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,456
−HK$833/mo
Today · 4.125%
HK$32,289
baseline
▲ 0.50% · 4.625%
HK$33,991
+HK$1,702/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,578/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,044
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$1,044/mo
Today · 4.125%
HK$35,116
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$2,137/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,232/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,761
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,000/mo
Today · 4.125%
HK$38,747
baseline
▲ 0.50% · 4.625%
HK$40,789
+HK$2,042/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,494/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,551
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,750
−HK$1,219/mo
Today · 4.125%
HK$40,969
baseline
▲ 0.50% · 4.625%
HK$43,461
+HK$2,492/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,938/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,888
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,038
−HK$1,167/mo
Today · 4.125%
HK$45,205
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,383/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,410/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,566
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,108
−HK$1,566/mo
Today · 4.125%
HK$52,674
baseline
▲ 0.50% · 4.625%
HK$55,879
+HK$3,205/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,348/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,620
−HK$1,500/mo
Today · 4.125%
HK$58,120
baseline
▲ 0.50% · 4.625%
HK$61,184
+HK$3,064/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,240/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,853 · Scale 2, in force from 26 Feb 2026)