LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,538
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,395
−HK$870/mo
Today · 4.125%
HK$29,265
baseline
▲ 0.50% · 4.625%
HK$31,045
+HK$1,780/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,530/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,636
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,457
−HK$834/mo
Today · 4.125%
HK$32,291
baseline
▲ 0.50% · 4.625%
HK$33,993
+HK$1,702/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,582/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,046
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,073
−HK$1,045/mo
Today · 4.125%
HK$35,118
baseline
▲ 0.50% · 4.625%
HK$37,255
+HK$2,137/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,236/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,763
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,749
−HK$1,000/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$40,792
+HK$2,043/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,553
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,752
−HK$1,219/mo
Today · 4.125%
HK$40,971
baseline
▲ 0.50% · 4.625%
HK$43,464
+HK$2,493/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,942/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,890
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,040
−HK$1,167/mo
Today · 4.125%
HK$45,207
baseline
▲ 0.50% · 4.625%
HK$47,590
+HK$2,383/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,414/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,568
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,110
−HK$1,567/mo
Today · 4.125%
HK$52,677
baseline
▲ 0.50% · 4.625%
HK$55,882
+HK$3,205/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,354/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,144
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$56,623
−HK$1,500/mo
Today · 4.125%
HK$58,123
baseline
▲ 0.50% · 4.625%
HK$61,187
+HK$3,064/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,246/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,876 · Scale 2, in force from 26 Feb 2026)