LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,541
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,398
−HK$871/mo
Today · 4.125%
HK$29,269
baseline
▲ 0.50% · 4.625%
HK$31,049
+HK$1,780/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,538/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,640
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,461
−HK$834/mo
Today · 4.125%
HK$32,295
baseline
▲ 0.50% · 4.625%
HK$33,997
+HK$1,702/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,590/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,050
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,078
−HK$1,044/mo
Today · 4.125%
HK$35,122
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$2,137/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,244/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,767
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,754
−HK$1,000/mo
Today · 4.125%
HK$38,754
baseline
▲ 0.50% · 4.625%
HK$40,797
+HK$2,043/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,508/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,558
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,757
−HK$1,219/mo
Today · 4.125%
HK$40,976
baseline
▲ 0.50% · 4.625%
HK$43,469
+HK$2,493/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$81,952/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,895
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,046
−HK$1,167/mo
Today · 4.125%
HK$45,213
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,383/mo
Deposit HK$3.62M · loan HK$8.45M · min. income ≈ HK$90,426/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,575
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$51,117
−HK$1,566/mo
Today · 4.125%
HK$52,683
baseline
▲ 0.50% · 4.625%
HK$55,889
+HK$3,206/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,366/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,151
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,630
−HK$1,501/mo
Today · 4.125%
HK$58,131
baseline
▲ 0.50% · 4.625%
HK$61,195
+HK$3,064/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,262/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,934 · Scale 2, in force from 26 Feb 2026)