LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,544
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$871/mo
Today · 4.125%
HK$29,272
baseline
▲ 0.50% · 4.625%
HK$31,053
+HK$1,781/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,544/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,465
−HK$833/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,001
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,053
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$1,045/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$37,263
+HK$2,137/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,758
−HK$1,000/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$40,801
+HK$2,043/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,562
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,762
−HK$1,218/mo
Today · 4.125%
HK$40,980
baseline
▲ 0.50% · 4.625%
HK$43,474
+HK$2,494/mo
Deposit HK$3.62M · loan HK$8.46M · min. income ≈ HK$81,960/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,900
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,051
−HK$1,167/mo
Today · 4.125%
HK$45,218
baseline
▲ 0.50% · 4.625%
HK$47,601
+HK$2,383/mo
Deposit HK$3.62M · loan HK$8.46M · min. income ≈ HK$90,436/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,580
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,122
−HK$1,567/mo
Today · 4.125%
HK$52,689
baseline
▲ 0.50% · 4.625%
HK$55,895
+HK$3,206/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,378/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,157
−HK$2,980/mo
▼ 0.25% · 3.875%
HK$56,637
−HK$1,500/mo
Today · 4.125%
HK$58,137
baseline
▲ 0.50% · 4.625%
HK$61,202
+HK$3,065/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,274/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$452,983 · Scale 2, in force from 26 Feb 2026)