LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,546
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,403
−HK$870/mo
Today · 4.125%
HK$29,273
baseline
▲ 0.50% · 4.625%
HK$31,055
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,546/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,645
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,467
−HK$833/mo
Today · 4.125%
HK$32,300
baseline
▲ 0.50% · 4.625%
HK$34,003
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,600/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,055
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,083
−HK$1,045/mo
Today · 4.125%
HK$35,128
baseline
▲ 0.50% · 4.625%
HK$37,266
+HK$2,138/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,256/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,760
−HK$1,000/mo
Today · 4.125%
HK$38,760
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,044/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,520/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,219/mo
Today · 4.125%
HK$40,983
baseline
▲ 0.50% · 4.625%
HK$43,477
+HK$2,494/mo
Deposit HK$3.62M · loan HK$8.46M · min. income ≈ HK$81,966/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,903
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,053
−HK$1,167/mo
Today · 4.125%
HK$45,220
baseline
▲ 0.50% · 4.625%
HK$47,604
+HK$2,384/mo
Deposit HK$3.62M · loan HK$8.46M · min. income ≈ HK$90,440/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,583
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,567/mo
Today · 4.125%
HK$52,692
baseline
▲ 0.50% · 4.625%
HK$55,898
+HK$3,206/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,384/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,160
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,640
−HK$1,501/mo
Today · 4.125%
HK$58,141
baseline
▲ 0.50% · 4.625%
HK$61,205
+HK$3,064/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,282/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,010 · Scale 2, in force from 26 Feb 2026)