LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,550
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,407
−HK$871/mo
Today · 4.125%
HK$29,278
baseline
▲ 0.50% · 4.625%
HK$31,060
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,556/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,650
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,472
−HK$833/mo
Today · 4.125%
HK$32,305
baseline
▲ 0.50% · 4.625%
HK$34,008
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,610/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,061
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,089
−HK$1,045/mo
Today · 4.125%
HK$35,134
baseline
▲ 0.50% · 4.625%
HK$37,272
+HK$2,138/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,268/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,779
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,766
−HK$1,001/mo
Today · 4.125%
HK$38,767
baseline
▲ 0.50% · 4.625%
HK$40,810
+HK$2,043/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,534/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,770
−HK$1,219/mo
Today · 4.125%
HK$40,989
baseline
▲ 0.50% · 4.625%
HK$43,483
+HK$2,494/mo
Deposit HK$3.62M · loan HK$8.46M · min. income ≈ HK$81,978/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,909
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,060
−HK$1,168/mo
Today · 4.125%
HK$45,228
baseline
▲ 0.50% · 4.625%
HK$47,612
+HK$2,384/mo
Deposit HK$3.62M · loan HK$8.46M · min. income ≈ HK$90,456/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,591
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,133
−HK$1,568/mo
Today · 4.125%
HK$52,701
baseline
▲ 0.50% · 4.625%
HK$55,907
+HK$3,206/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$105,402/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,169
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,649
−HK$1,501/mo
Today · 4.125%
HK$58,150
baseline
▲ 0.50% · 4.625%
HK$61,215
+HK$3,065/mo
Deposit HK$1.21M · loan HK$10.87M · min. income ≈ HK$116,300/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,082 · Scale 2, in force from 26 Feb 2026)