LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,553
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$871/mo
Today · 4.125%
HK$29,281
baseline
▲ 0.50% · 4.625%
HK$31,063
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,562/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,653
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,475
−HK$834/mo
Today · 4.125%
HK$32,309
baseline
▲ 0.50% · 4.625%
HK$34,012
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,618/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,064
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$1,045/mo
Today · 4.125%
HK$35,137
baseline
▲ 0.50% · 4.625%
HK$37,275
+HK$2,138/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,274/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,783
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,000/mo
Today · 4.125%
HK$38,770
baseline
▲ 0.50% · 4.625%
HK$40,814
+HK$2,044/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,540/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,574
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,774
−HK$1,219/mo
Today · 4.125%
HK$40,993
baseline
▲ 0.50% · 4.625%
HK$43,488
+HK$2,495/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$81,986/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,914
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,065
−HK$1,167/mo
Today · 4.125%
HK$45,232
baseline
▲ 0.50% · 4.625%
HK$47,616
+HK$2,384/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,464/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,596
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,138
−HK$1,568/mo
Today · 4.125%
HK$52,706
baseline
▲ 0.50% · 4.625%
HK$55,913
+HK$3,207/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,412/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,175
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,655
−HK$1,501/mo
Today · 4.125%
HK$58,156
baseline
▲ 0.50% · 4.625%
HK$61,221
+HK$3,065/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,312/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,127 · Scale 2, in force from 26 Feb 2026)