LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,554
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,411
−HK$871/mo
Today · 4.125%
HK$29,282
baseline
▲ 0.50% · 4.625%
HK$31,064
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,564/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,653
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,476
−HK$834/mo
Today · 4.125%
HK$32,310
baseline
▲ 0.50% · 4.625%
HK$34,013
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,620/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,065
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,093
−HK$1,045/mo
Today · 4.125%
HK$35,138
baseline
▲ 0.50% · 4.625%
HK$37,276
+HK$2,138/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,276/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,784
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,771
−HK$1,001/mo
Today · 4.125%
HK$38,772
baseline
▲ 0.50% · 4.625%
HK$40,815
+HK$2,043/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,544/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,576
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,775
−HK$1,220/mo
Today · 4.125%
HK$40,995
baseline
▲ 0.50% · 4.625%
HK$43,489
+HK$2,494/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$81,990/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,915
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,066
−HK$1,167/mo
Today · 4.125%
HK$45,233
baseline
▲ 0.50% · 4.625%
HK$47,618
+HK$2,385/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,466/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,597
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,140
−HK$1,567/mo
Today · 4.125%
HK$52,707
baseline
▲ 0.50% · 4.625%
HK$55,914
+HK$3,207/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,414/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,656
−HK$1,501/mo
Today · 4.125%
HK$58,157
baseline
▲ 0.50% · 4.625%
HK$61,223
+HK$3,066/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,314/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,140 · Scale 2, in force from 26 Feb 2026)