LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,555
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,412
−HK$871/mo
Today · 4.125%
HK$29,283
baseline
▲ 0.50% · 4.625%
HK$31,064
+HK$1,781/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,566/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,654
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,477
−HK$834/mo
Today · 4.125%
HK$32,311
baseline
▲ 0.50% · 4.625%
HK$34,014
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,622/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,066
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,094
−HK$1,045/mo
Today · 4.125%
HK$35,139
baseline
▲ 0.50% · 4.625%
HK$37,277
+HK$2,138/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,278/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,785
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,772
−HK$1,001/mo
Today · 4.125%
HK$38,773
baseline
▲ 0.50% · 4.625%
HK$40,816
+HK$2,043/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,546/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,577
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,777
−HK$1,219/mo
Today · 4.125%
HK$40,996
baseline
▲ 0.50% · 4.625%
HK$43,490
+HK$2,494/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$81,992/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,916
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,067
−HK$1,168/mo
Today · 4.125%
HK$45,235
baseline
▲ 0.50% · 4.625%
HK$47,619
+HK$2,384/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,470/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,599
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$51,141
−HK$1,568/mo
Today · 4.125%
HK$52,709
baseline
▲ 0.50% · 4.625%
HK$55,916
+HK$3,207/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,418/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,178
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,658
−HK$1,501/mo
Today · 4.125%
HK$58,159
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,066/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,318/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,153 · Scale 2, in force from 26 Feb 2026)