LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,559
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,416
−HK$871/mo
Today · 4.125%
HK$29,287
baseline
▲ 0.50% · 4.625%
HK$31,069
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,574/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,659
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,481
−HK$835/mo
Today · 4.125%
HK$32,316
baseline
▲ 0.50% · 4.625%
HK$34,019
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,632/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,071
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,100
−HK$1,045/mo
Today · 4.125%
HK$35,145
baseline
▲ 0.50% · 4.625%
HK$37,283
+HK$2,138/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,290/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,791
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,778
−HK$1,001/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,044/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,583
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,219/mo
Today · 4.125%
HK$41,002
baseline
▲ 0.50% · 4.625%
HK$43,497
+HK$2,495/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,004/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,923
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,074
−HK$1,168/mo
Today · 4.125%
HK$45,242
baseline
▲ 0.50% · 4.625%
HK$47,627
+HK$2,385/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,484/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,606
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,149
−HK$1,568/mo
Today · 4.125%
HK$52,717
baseline
▲ 0.50% · 4.625%
HK$55,925
+HK$3,208/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,434/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,186
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,667
−HK$1,501/mo
Today · 4.125%
HK$58,168
baseline
▲ 0.50% · 4.625%
HK$61,234
+HK$3,066/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,336/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,223 · Scale 2, in force from 26 Feb 2026)