LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,562
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,419
−HK$871/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$31,073
+HK$1,783/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$834/mo
Today · 4.125%
HK$32,319
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,704/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,638/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$1,045/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$2,139/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,795
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,001/mo
Today · 4.125%
HK$38,783
baseline
▲ 0.50% · 4.625%
HK$40,827
+HK$2,044/mo
Deposit HK$4.83M · loan HK$7.25M · min. income ≈ HK$77,566/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,587
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,787
−HK$1,220/mo
Today · 4.125%
HK$41,007
baseline
▲ 0.50% · 4.625%
HK$43,502
+HK$2,495/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,014/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,927
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,079
−HK$1,168/mo
Today · 4.125%
HK$45,247
baseline
▲ 0.50% · 4.625%
HK$47,632
+HK$2,385/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,494/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,612
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,155
−HK$1,568/mo
Today · 4.125%
HK$52,723
baseline
▲ 0.50% · 4.625%
HK$55,931
+HK$3,208/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,446/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,192
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,673
−HK$1,501/mo
Today · 4.125%
HK$58,174
baseline
▲ 0.50% · 4.625%
HK$61,241
+HK$3,067/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,348/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,272 · Scale 2, in force from 26 Feb 2026)