LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,563
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,420
−HK$871/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,783/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,664
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,486
−HK$834/mo
Today · 4.125%
HK$32,320
baseline
▲ 0.50% · 4.625%
HK$34,024
+HK$1,704/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,640/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,104
−HK$1,046/mo
Today · 4.125%
HK$35,150
baseline
▲ 0.50% · 4.625%
HK$37,288
+HK$2,138/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$70,300/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,796
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,783
−HK$1,001/mo
Today · 4.125%
HK$38,784
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$77,568/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,588
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,788
−HK$1,220/mo
Today · 4.125%
HK$41,008
baseline
▲ 0.50% · 4.625%
HK$43,503
+HK$2,495/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,016/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,929
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,080
−HK$1,168/mo
Today · 4.125%
HK$45,248
baseline
▲ 0.50% · 4.625%
HK$47,633
+HK$2,385/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,496/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,613
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,157
−HK$1,568/mo
Today · 4.125%
HK$52,725
baseline
▲ 0.50% · 4.625%
HK$55,933
+HK$3,208/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,450/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,194
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,675
−HK$1,501/mo
Today · 4.125%
HK$58,176
baseline
▲ 0.50% · 4.625%
HK$61,243
+HK$3,067/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,352/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,288 · Scale 2, in force from 26 Feb 2026)