LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,565
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,423
−HK$871/mo
Today · 4.125%
HK$29,294
baseline
▲ 0.50% · 4.625%
HK$31,076
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,588/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,666
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,488
−HK$835/mo
Today · 4.125%
HK$32,323
baseline
▲ 0.50% · 4.625%
HK$34,026
+HK$1,703/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,646/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,078
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,107
−HK$1,045/mo
Today · 4.125%
HK$35,152
baseline
▲ 0.50% · 4.625%
HK$37,291
+HK$2,139/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$70,304/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,799
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,786
−HK$1,001/mo
Today · 4.125%
HK$38,787
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$77,574/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,792
−HK$1,219/mo
Today · 4.125%
HK$41,011
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,496/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,022/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,932
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,084
−HK$1,168/mo
Today · 4.125%
HK$45,252
baseline
▲ 0.50% · 4.625%
HK$47,637
+HK$2,385/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,504/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,617
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,161
−HK$1,568/mo
Today · 4.125%
HK$52,729
baseline
▲ 0.50% · 4.625%
HK$55,937
+HK$3,208/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,458/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,199
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,679
−HK$1,502/mo
Today · 4.125%
HK$58,181
baseline
▲ 0.50% · 4.625%
HK$61,248
+HK$3,067/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,362/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,323 · Scale 2, in force from 26 Feb 2026)