LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,568
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,426
−HK$871/mo
Today · 4.125%
HK$29,297
baseline
▲ 0.50% · 4.625%
HK$31,079
+HK$1,782/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$58,594/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,492
−HK$834/mo
Today · 4.125%
HK$32,326
baseline
▲ 0.50% · 4.625%
HK$34,030
+HK$1,704/mo
Deposit HK$6.04M · loan HK$6.04M · min. income ≈ HK$64,652/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,082
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$1,045/mo
Today · 4.125%
HK$35,156
baseline
▲ 0.50% · 4.625%
HK$37,295
+HK$2,139/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$70,312/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,803
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,790
−HK$1,001/mo
Today · 4.125%
HK$38,791
baseline
▲ 0.50% · 4.625%
HK$40,836
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$77,582/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,595
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,220/mo
Today · 4.125%
HK$41,016
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,495/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,032/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,937
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,088
−HK$1,169/mo
Today · 4.125%
HK$45,257
baseline
▲ 0.50% · 4.625%
HK$47,642
+HK$2,385/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,514/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,623
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,166
−HK$1,568/mo
Today · 4.125%
HK$52,734
baseline
▲ 0.50% · 4.625%
HK$55,943
+HK$3,209/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,468/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,205
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,685
−HK$1,502/mo
Today · 4.125%
HK$58,187
baseline
▲ 0.50% · 4.625%
HK$61,254
+HK$3,067/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,374/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,372 · Scale 2, in force from 26 Feb 2026)