LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,570
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,428
−HK$871/mo
Today · 4.125%
HK$29,299
baseline
▲ 0.50% · 4.625%
HK$31,082
+HK$1,783/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,598/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$835/mo
Today · 4.125%
HK$32,329
baseline
▲ 0.50% · 4.625%
HK$34,033
+HK$1,704/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,658/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,084
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$1,046/mo
Today · 4.125%
HK$35,159
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$2,139/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$70,318/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,806
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,001/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,598
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,799
−HK$1,220/mo
Today · 4.125%
HK$41,019
baseline
▲ 0.50% · 4.625%
HK$43,515
+HK$2,496/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,038/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,092
−HK$1,168/mo
Today · 4.125%
HK$45,260
baseline
▲ 0.50% · 4.625%
HK$47,646
+HK$2,386/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,520/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,626
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,170
−HK$1,568/mo
Today · 4.125%
HK$52,738
baseline
▲ 0.50% · 4.625%
HK$55,947
+HK$3,209/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,476/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,209
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,502/mo
Today · 4.125%
HK$58,192
baseline
▲ 0.50% · 4.625%
HK$61,259
+HK$3,067/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,384/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,407 · Scale 2, in force from 26 Feb 2026)