LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,571
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,429
−HK$871/mo
Today · 4.125%
HK$29,300
baseline
▲ 0.50% · 4.625%
HK$31,083
+HK$1,783/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,600/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,495
−HK$835/mo
Today · 4.125%
HK$32,330
baseline
▲ 0.50% · 4.625%
HK$34,034
+HK$1,704/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,660/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,085
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,114
−HK$1,046/mo
Today · 4.125%
HK$35,160
baseline
▲ 0.50% · 4.625%
HK$37,299
+HK$2,139/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$70,320/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,807
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,794
−HK$1,001/mo
Today · 4.125%
HK$38,795
baseline
▲ 0.50% · 4.625%
HK$40,840
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.25M · min. income ≈ HK$77,590/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,599
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,800
−HK$1,220/mo
Today · 4.125%
HK$41,020
baseline
▲ 0.50% · 4.625%
HK$43,516
+HK$2,496/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,040/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,941
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,093
−HK$1,168/mo
Today · 4.125%
HK$45,261
baseline
▲ 0.50% · 4.625%
HK$47,647
+HK$2,386/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,522/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,628
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,171
−HK$1,569/mo
Today · 4.125%
HK$52,740
baseline
▲ 0.50% · 4.625%
HK$55,949
+HK$3,209/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,480/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,210
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,691
−HK$1,502/mo
Today · 4.125%
HK$58,193
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,068/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,386/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,419 · Scale 2, in force from 26 Feb 2026)