LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,573
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$872/mo
Today · 4.125%
HK$29,302
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,783/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,674
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$835/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,036
+HK$1,704/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,087
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,116
−HK$1,046/mo
Today · 4.125%
HK$35,162
baseline
▲ 0.50% · 4.625%
HK$37,302
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,324/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,809
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,796
−HK$1,002/mo
Today · 4.125%
HK$38,798
baseline
▲ 0.50% · 4.625%
HK$40,843
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,596/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,602
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,220/mo
Today · 4.125%
HK$41,022
baseline
▲ 0.50% · 4.625%
HK$43,519
+HK$2,497/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,044/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,944
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,096
−HK$1,168/mo
Today · 4.125%
HK$45,264
baseline
▲ 0.50% · 4.625%
HK$47,650
+HK$2,386/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,528/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,631
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,175
−HK$1,568/mo
Today · 4.125%
HK$52,743
baseline
▲ 0.50% · 4.625%
HK$55,952
+HK$3,209/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,486/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,214
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,695
−HK$1,502/mo
Today · 4.125%
HK$58,197
baseline
▲ 0.50% · 4.625%
HK$61,264
+HK$3,067/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,394/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,447 · Scale 2, in force from 26 Feb 2026)