LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,574
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,432
−HK$871/mo
Today · 4.125%
HK$29,303
baseline
▲ 0.50% · 4.625%
HK$31,086
+HK$1,783/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,606/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,676
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,499
−HK$834/mo
Today · 4.125%
HK$32,333
baseline
▲ 0.50% · 4.625%
HK$34,038
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,666/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,089
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,118
−HK$1,046/mo
Today · 4.125%
HK$35,164
baseline
▲ 0.50% · 4.625%
HK$37,304
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,328/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,811
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,799
−HK$1,001/mo
Today · 4.125%
HK$38,800
baseline
▲ 0.50% · 4.625%
HK$40,845
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,600/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,604
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,805
−HK$1,220/mo
Today · 4.125%
HK$41,025
baseline
▲ 0.50% · 4.625%
HK$43,521
+HK$2,496/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$82,050/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,947
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,098
−HK$1,169/mo
Today · 4.125%
HK$45,267
baseline
▲ 0.50% · 4.625%
HK$47,653
+HK$2,386/mo
Deposit HK$3.63M · loan HK$8.46M · min. income ≈ HK$90,534/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,634
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,178
−HK$1,568/mo
Today · 4.125%
HK$52,746
baseline
▲ 0.50% · 4.625%
HK$55,956
+HK$3,210/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,492/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,217
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,698
−HK$1,502/mo
Today · 4.125%
HK$58,200
baseline
▲ 0.50% · 4.625%
HK$61,268
+HK$3,068/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,400/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,474 · Scale 2, in force from 26 Feb 2026)