LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,576
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,434
−HK$871/mo
Today · 4.125%
HK$29,305
baseline
▲ 0.50% · 4.625%
HK$31,089
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,610/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,678
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,501
−HK$835/mo
Today · 4.125%
HK$32,336
baseline
▲ 0.50% · 4.625%
HK$34,040
+HK$1,704/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,672/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,091
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,121
−HK$1,046/mo
Today · 4.125%
HK$35,167
baseline
▲ 0.50% · 4.625%
HK$37,306
+HK$2,139/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,334/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,814
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,801
−HK$1,002/mo
Today · 4.125%
HK$38,803
baseline
▲ 0.50% · 4.625%
HK$40,848
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,606/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,220/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,524
+HK$2,496/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,950
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,101
−HK$1,169/mo
Today · 4.125%
HK$45,270
baseline
▲ 0.50% · 4.625%
HK$47,656
+HK$2,386/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,540/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,637
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,181
−HK$1,569/mo
Today · 4.125%
HK$52,750
baseline
▲ 0.50% · 4.625%
HK$55,960
+HK$3,210/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,500/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,221
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,702
−HK$1,502/mo
Today · 4.125%
HK$58,204
baseline
▲ 0.50% · 4.625%
HK$61,272
+HK$3,068/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,408/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,505 · Scale 2, in force from 26 Feb 2026)