LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,578
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,435
−HK$872/mo
Today · 4.125%
HK$29,307
baseline
▲ 0.50% · 4.625%
HK$31,090
+HK$1,783/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,614/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,680
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$834/mo
Today · 4.125%
HK$32,337
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,674/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,093
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$1,046/mo
Today · 4.125%
HK$35,168
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,336/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,816
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,002/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$40,850
+HK$2,045/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,809
−HK$1,221/mo
Today · 4.125%
HK$41,030
baseline
▲ 0.50% · 4.625%
HK$43,526
+HK$2,496/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,060/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,952
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,168/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$47,658
+HK$2,386/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,640
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,184
−HK$1,568/mo
Today · 4.125%
HK$52,752
baseline
▲ 0.50% · 4.625%
HK$55,962
+HK$3,210/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$105,504/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,223
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,705
−HK$1,502/mo
Today · 4.125%
HK$58,207
baseline
▲ 0.50% · 4.625%
HK$61,275
+HK$3,068/mo
Deposit HK$1.21M · loan HK$10.88M · min. income ≈ HK$116,414/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,527 · Scale 2, in force from 26 Feb 2026)