LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,581
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$872/mo
Today · 4.125%
HK$29,310
baseline
▲ 0.50% · 4.625%
HK$31,094
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,620/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,683
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$835/mo
Today · 4.125%
HK$32,341
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,682/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,097
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$1,046/mo
Today · 4.125%
HK$35,172
baseline
▲ 0.50% · 4.625%
HK$37,312
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,344/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,002/mo
Today · 4.125%
HK$38,809
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,618/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,613
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,814
−HK$1,220/mo
Today · 4.125%
HK$41,034
baseline
▲ 0.50% · 4.625%
HK$43,531
+HK$2,497/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,068/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,956
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,108
−HK$1,169/mo
Today · 4.125%
HK$45,277
baseline
▲ 0.50% · 4.625%
HK$47,664
+HK$2,387/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,554/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,645
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,189
−HK$1,569/mo
Today · 4.125%
HK$52,758
baseline
▲ 0.50% · 4.625%
HK$55,968
+HK$3,210/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,516/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,230
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,711
−HK$1,502/mo
Today · 4.125%
HK$58,213
baseline
▲ 0.50% · 4.625%
HK$61,282
+HK$3,069/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,426/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,577 · Scale 2, in force from 26 Feb 2026)