LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,582
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,440
−HK$871/mo
Today · 4.125%
HK$29,311
baseline
▲ 0.50% · 4.625%
HK$31,095
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,622/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,684
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,507
−HK$835/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,098
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,127
−HK$1,046/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,314
+HK$2,141/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,821
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,809
−HK$1,001/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$40,856
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,614
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,221/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,533
+HK$2,497/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,958
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,110
−HK$1,169/mo
Today · 4.125%
HK$45,279
baseline
▲ 0.50% · 4.625%
HK$47,666
+HK$2,387/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,558/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,647
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,191
−HK$1,569/mo
Today · 4.125%
HK$52,760
baseline
▲ 0.50% · 4.625%
HK$55,971
+HK$3,211/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,520/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,232
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,713
−HK$1,503/mo
Today · 4.125%
HK$58,216
baseline
▲ 0.50% · 4.625%
HK$61,284
+HK$3,068/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,432/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,594 · Scale 2, in force from 26 Feb 2026)