LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,584
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,442
−HK$872/mo
Today · 4.125%
HK$29,314
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,628/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,687
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,510
−HK$835/mo
Today · 4.125%
HK$32,345
baseline
▲ 0.50% · 4.625%
HK$34,050
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,690/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$1,046/mo
Today · 4.125%
HK$35,177
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,354/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,824
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,812
−HK$1,002/mo
Today · 4.125%
HK$38,814
baseline
▲ 0.50% · 4.625%
HK$40,860
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,628/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,618
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,819
−HK$1,220/mo
Today · 4.125%
HK$41,039
baseline
▲ 0.50% · 4.625%
HK$43,537
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,078/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,962
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,114
−HK$1,169/mo
Today · 4.125%
HK$45,283
baseline
▲ 0.50% · 4.625%
HK$47,670
+HK$2,387/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,566/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,651
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,196
−HK$1,569/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$3,211/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,237
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,718
−HK$1,503/mo
Today · 4.125%
HK$58,221
baseline
▲ 0.50% · 4.625%
HK$61,290
+HK$3,069/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,442/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,636 · Scale 2, in force from 26 Feb 2026)