LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,585
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$872/mo
Today · 4.125%
HK$29,315
baseline
▲ 0.50% · 4.625%
HK$31,098
+HK$1,783/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,630/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,688
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,511
−HK$835/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,051
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$1,047/mo
Today · 4.125%
HK$35,178
baseline
▲ 0.50% · 4.625%
HK$37,318
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,356/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,825
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,813
−HK$1,002/mo
Today · 4.125%
HK$38,815
baseline
▲ 0.50% · 4.625%
HK$40,861
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,630/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,619
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,820
−HK$1,220/mo
Today · 4.125%
HK$41,040
baseline
▲ 0.50% · 4.625%
HK$43,538
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,080/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,963
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,115
−HK$1,169/mo
Today · 4.125%
HK$45,284
baseline
▲ 0.50% · 4.625%
HK$47,671
+HK$2,387/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,568/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,653
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,197
−HK$1,569/mo
Today · 4.125%
HK$52,766
baseline
▲ 0.50% · 4.625%
HK$55,977
+HK$3,211/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,532/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,238
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,719
−HK$1,503/mo
Today · 4.125%
HK$58,222
baseline
▲ 0.50% · 4.625%
HK$61,291
+HK$3,069/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,444/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,647 · Scale 2, in force from 26 Feb 2026)