LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,590
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,449
−HK$871/mo
Today · 4.125%
HK$29,320
baseline
▲ 0.50% · 4.625%
HK$31,105
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,640/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,694
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,517
−HK$835/mo
Today · 4.125%
HK$32,352
baseline
▲ 0.50% · 4.625%
HK$34,058
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,704/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,138
−HK$1,047/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,325
+HK$2,140/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,833
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,821
−HK$1,002/mo
Today · 4.125%
HK$38,823
baseline
▲ 0.50% · 4.625%
HK$40,869
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,646/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,626
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,828
−HK$1,221/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,546
+HK$2,497/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,971
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,124
−HK$1,169/mo
Today · 4.125%
HK$45,293
baseline
▲ 0.50% · 4.625%
HK$47,681
+HK$2,388/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,586/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,663
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,207
−HK$1,570/mo
Today · 4.125%
HK$52,777
baseline
▲ 0.50% · 4.625%
HK$55,988
+HK$3,211/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,554/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,249
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,731
−HK$1,503/mo
Today · 4.125%
HK$58,234
baseline
▲ 0.50% · 4.625%
HK$61,304
+HK$3,070/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,468/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,737 · Scale 2, in force from 26 Feb 2026)