LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,593
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,451
−HK$873/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$31,108
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,697
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,520
−HK$836/mo
Today · 4.125%
HK$32,356
baseline
▲ 0.50% · 4.625%
HK$34,061
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,712/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,112
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,142
−HK$1,046/mo
Today · 4.125%
HK$35,188
baseline
▲ 0.50% · 4.625%
HK$37,329
+HK$2,141/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,376/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,837
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,824
−HK$1,003/mo
Today · 4.125%
HK$38,827
baseline
▲ 0.50% · 4.625%
HK$40,873
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,654/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,630
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,832
−HK$1,221/mo
Today · 4.125%
HK$41,053
baseline
▲ 0.50% · 4.625%
HK$43,551
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,106/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,976
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,129
−HK$1,169/mo
Today · 4.125%
HK$45,298
baseline
▲ 0.50% · 4.625%
HK$47,686
+HK$2,388/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,596/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,668
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,213
−HK$1,569/mo
Today · 4.125%
HK$52,782
baseline
▲ 0.50% · 4.625%
HK$55,994
+HK$3,212/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,564/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,255
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,737
−HK$1,503/mo
Today · 4.125%
HK$58,240
baseline
▲ 0.50% · 4.625%
HK$61,310
+HK$3,070/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,480/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,785 · Scale 2, in force from 26 Feb 2026)