LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,594
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,452
−HK$872/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$31,108
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,698
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,521
−HK$835/mo
Today · 4.125%
HK$32,356
baseline
▲ 0.50% · 4.625%
HK$34,062
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,712/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,112
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,142
−HK$1,047/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,330
+HK$2,141/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,837
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,825
−HK$1,002/mo
Today · 4.125%
HK$38,827
baseline
▲ 0.50% · 4.625%
HK$40,874
+HK$2,047/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,654/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,631
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,833
−HK$1,221/mo
Today · 4.125%
HK$41,054
baseline
▲ 0.50% · 4.625%
HK$43,552
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,108/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,977
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,129
−HK$1,170/mo
Today · 4.125%
HK$45,299
baseline
▲ 0.50% · 4.625%
HK$47,686
+HK$2,387/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,598/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,668
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,213
−HK$1,570/mo
Today · 4.125%
HK$52,783
baseline
▲ 0.50% · 4.625%
HK$55,995
+HK$3,212/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,566/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,738
−HK$1,503/mo
Today · 4.125%
HK$58,241
baseline
▲ 0.50% · 4.625%
HK$61,311
+HK$3,070/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,482/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,791 · Scale 2, in force from 26 Feb 2026)