LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,595
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,454
−HK$872/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,699
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$835/mo
Today · 4.125%
HK$32,358
baseline
▲ 0.50% · 4.625%
HK$34,064
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,716/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,114
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,144
−HK$1,047/mo
Today · 4.125%
HK$35,191
baseline
▲ 0.50% · 4.625%
HK$37,332
+HK$2,141/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,382/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,839
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,827
−HK$1,003/mo
Today · 4.125%
HK$38,830
baseline
▲ 0.50% · 4.625%
HK$40,876
+HK$2,046/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,660/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,633
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,835
−HK$1,221/mo
Today · 4.125%
HK$41,056
baseline
▲ 0.50% · 4.625%
HK$43,554
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,112/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,979
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,132
−HK$1,169/mo
Today · 4.125%
HK$45,301
baseline
▲ 0.50% · 4.625%
HK$47,689
+HK$2,388/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,602/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,671
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,216
−HK$1,570/mo
Today · 4.125%
HK$52,786
baseline
▲ 0.50% · 4.625%
HK$55,998
+HK$3,212/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,572/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,259
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,741
−HK$1,503/mo
Today · 4.125%
HK$58,244
baseline
▲ 0.50% · 4.625%
HK$61,314
+HK$3,070/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,488/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,818 · Scale 2, in force from 26 Feb 2026)