LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,596
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,454
−HK$872/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$31,111
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,700
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$836/mo
Today · 4.125%
HK$32,359
baseline
▲ 0.50% · 4.625%
HK$34,064
+HK$1,705/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,718/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,115
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,145
−HK$1,047/mo
Today · 4.125%
HK$35,192
baseline
▲ 0.50% · 4.625%
HK$37,333
+HK$2,141/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,384/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,840
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,828
−HK$1,002/mo
Today · 4.125%
HK$38,830
baseline
▲ 0.50% · 4.625%
HK$40,877
+HK$2,047/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,660/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,634
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,836
−HK$1,221/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,980
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,133
−HK$1,169/mo
Today · 4.125%
HK$45,302
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,388/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,604/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,672
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,218
−HK$1,569/mo
Today · 4.125%
HK$52,787
baseline
▲ 0.50% · 4.625%
HK$55,999
+HK$3,212/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,574/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,260
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,742
−HK$1,504/mo
Today · 4.125%
HK$58,246
baseline
▲ 0.50% · 4.625%
HK$61,316
+HK$3,070/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,492/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,828 · Scale 2, in force from 26 Feb 2026)