LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,598
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,456
−HK$873/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,784/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,526
−HK$835/mo
Today · 4.125%
HK$32,361
baseline
▲ 0.50% · 4.625%
HK$34,067
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,722/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,118
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$1,046/mo
Today · 4.125%
HK$35,194
baseline
▲ 0.50% · 4.625%
HK$37,336
+HK$2,142/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,388/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,843
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,831
−HK$1,002/mo
Today · 4.125%
HK$38,833
baseline
▲ 0.50% · 4.625%
HK$40,880
+HK$2,047/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,666/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,839
−HK$1,221/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,558
+HK$2,498/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,983
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,136
−HK$1,170/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$47,694
+HK$2,388/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,676
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,222
−HK$1,569/mo
Today · 4.125%
HK$52,791
baseline
▲ 0.50% · 4.625%
HK$56,004
+HK$3,213/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,582/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,264
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,747
−HK$1,503/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,321
+HK$3,071/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,863 · Scale 2, in force from 26 Feb 2026)