LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,599
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,458
−HK$872/mo
Today · 4.125%
HK$29,330
baseline
▲ 0.50% · 4.625%
HK$31,115
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,660/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,704
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$836/mo
Today · 4.125%
HK$32,363
baseline
▲ 0.50% · 4.625%
HK$34,069
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,726/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,119
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,149
−HK$1,047/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$2,142/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,002/mo
Today · 4.125%
HK$38,835
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,047/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,670/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,639
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,841
−HK$1,221/mo
Today · 4.125%
HK$41,062
baseline
▲ 0.50% · 4.625%
HK$43,561
+HK$2,499/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,124/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,986
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,170/mo
Today · 4.125%
HK$45,308
baseline
▲ 0.50% · 4.625%
HK$47,696
+HK$2,388/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,616/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,679
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,224
−HK$1,570/mo
Today · 4.125%
HK$52,794
baseline
▲ 0.50% · 4.625%
HK$56,007
+HK$3,213/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,588/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,267
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,749
−HK$1,504/mo
Today · 4.125%
HK$58,253
baseline
▲ 0.50% · 4.625%
HK$61,324
+HK$3,071/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,506/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,886 · Scale 2, in force from 26 Feb 2026)