LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,602
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,460
−HK$873/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$31,118
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,530
−HK$836/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,072
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,122
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,046/mo
Today · 4.125%
HK$35,199
baseline
▲ 0.50% · 4.625%
HK$37,341
+HK$2,142/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,398/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,848
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,836
−HK$1,003/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$40,886
+HK$2,047/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,643
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,845
−HK$1,221/mo
Today · 4.125%
HK$41,066
baseline
▲ 0.50% · 4.625%
HK$43,565
+HK$2,499/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$82,132/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,990
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,142
−HK$1,170/mo
Today · 4.125%
HK$45,312
baseline
▲ 0.50% · 4.625%
HK$47,701
+HK$2,389/mo
Deposit HK$3.63M · loan HK$8.47M · min. income ≈ HK$90,624/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,683
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,229
−HK$1,570/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$56,012
+HK$3,213/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,272
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,755
−HK$1,503/mo
Today · 4.125%
HK$58,258
baseline
▲ 0.50% · 4.625%
HK$61,329
+HK$3,071/mo
Deposit HK$1.21M · loan HK$10.89M · min. income ≈ HK$116,516/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$453,927 · Scale 2, in force from 26 Feb 2026)