LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,608
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,467
−HK$872/mo
Today · 4.125%
HK$29,339
baseline
▲ 0.50% · 4.625%
HK$31,124
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,678/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,714
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,537
−HK$836/mo
Today · 4.125%
HK$32,373
baseline
▲ 0.50% · 4.625%
HK$34,079
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,746/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,129
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$1,047/mo
Today · 4.125%
HK$35,207
baseline
▲ 0.50% · 4.625%
HK$37,349
+HK$2,142/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,414/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,002/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$40,895
+HK$2,048/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,651
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,222/mo
Today · 4.125%
HK$41,075
baseline
▲ 0.50% · 4.625%
HK$43,574
+HK$2,499/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,150/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,999
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,152
−HK$1,170/mo
Today · 4.125%
HK$45,322
baseline
▲ 0.50% · 4.625%
HK$47,711
+HK$2,389/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,644/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,240
−HK$1,570/mo
Today · 4.125%
HK$52,810
baseline
▲ 0.50% · 4.625%
HK$56,024
+HK$3,214/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,620/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,284
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,767
−HK$1,504/mo
Today · 4.125%
HK$58,271
baseline
▲ 0.50% · 4.625%
HK$61,343
+HK$3,072/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,542/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,027 · Scale 2, in force from 26 Feb 2026)