LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,609
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,467
−HK$873/mo
Today · 4.125%
HK$29,340
baseline
▲ 0.50% · 4.625%
HK$31,125
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,680/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,714
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$836/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,080
+HK$1,706/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,130
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,161
−HK$1,047/mo
Today · 4.125%
HK$35,208
baseline
▲ 0.50% · 4.625%
HK$37,350
+HK$2,142/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,416/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,857
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,846
−HK$1,003/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$40,896
+HK$2,047/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,652
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,854
−HK$1,222/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,575
+HK$2,499/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,153
−HK$1,170/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$47,712
+HK$2,389/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,696
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,241
−HK$1,571/mo
Today · 4.125%
HK$52,812
baseline
▲ 0.50% · 4.625%
HK$56,025
+HK$3,213/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,624/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,286
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,769
−HK$1,504/mo
Today · 4.125%
HK$58,273
baseline
▲ 0.50% · 4.625%
HK$61,344
+HK$3,071/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,546/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,040 · Scale 2, in force from 26 Feb 2026)