LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,609
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,468
−HK$872/mo
Today · 4.125%
HK$29,340
baseline
▲ 0.50% · 4.625%
HK$31,126
+HK$1,786/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,680/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,715
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,539
−HK$835/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,707/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,131
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,161
−HK$1,047/mo
Today · 4.125%
HK$35,208
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$2,143/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$70,416/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,858
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,846
−HK$1,003/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,048/mo
Deposit HK$4.84M · loan HK$7.26M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,653
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,855
−HK$1,221/mo
Today · 4.125%
HK$41,076
baseline
▲ 0.50% · 4.625%
HK$43,576
+HK$2,500/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,152/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,001
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,154
−HK$1,170/mo
Today · 4.125%
HK$45,324
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,389/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,648/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,696
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,242
−HK$1,571/mo
Today · 4.125%
HK$52,813
baseline
▲ 0.50% · 4.625%
HK$56,026
+HK$3,213/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,626/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,287
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,769
−HK$1,505/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,345
+HK$3,071/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,045 · Scale 2, in force from 26 Feb 2026)