LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,611
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,469
−HK$873/mo
Today · 4.125%
HK$29,342
baseline
▲ 0.50% · 4.625%
HK$31,127
+HK$1,785/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$58,684/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,716
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,540
−HK$836/mo
Today · 4.125%
HK$32,376
baseline
▲ 0.50% · 4.625%
HK$34,083
+HK$1,707/mo
Deposit HK$6.05M · loan HK$6.05M · min. income ≈ HK$64,752/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,133
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$1,047/mo
Today · 4.125%
HK$35,210
baseline
▲ 0.50% · 4.625%
HK$37,353
+HK$2,143/mo
Deposit HK$4.84M · loan HK$7.27M · min. income ≈ HK$70,420/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,860
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,848
−HK$1,003/mo
Today · 4.125%
HK$38,851
baseline
▲ 0.50% · 4.625%
HK$40,899
+HK$2,048/mo
Deposit HK$4.84M · loan HK$7.27M · min. income ≈ HK$77,702/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,655
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,857
−HK$1,222/mo
Today · 4.125%
HK$41,079
baseline
▲ 0.50% · 4.625%
HK$43,578
+HK$2,499/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,158/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,003
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,156
−HK$1,170/mo
Today · 4.125%
HK$45,326
baseline
▲ 0.50% · 4.625%
HK$47,716
+HK$2,390/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,652/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,699
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,245
−HK$1,571/mo
Today · 4.125%
HK$52,816
baseline
▲ 0.50% · 4.625%
HK$56,029
+HK$3,213/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,632/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,290
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,772
−HK$1,505/mo
Today · 4.125%
HK$58,277
baseline
▲ 0.50% · 4.625%
HK$61,349
+HK$3,072/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,554/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$454,070 · Scale 2, in force from 26 Feb 2026)