LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,617
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$872/mo
Today · 4.125%
HK$29,348
baseline
▲ 0.50% · 4.625%
HK$31,134
+HK$1,786/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$58,696/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,723
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$836/mo
Today · 4.125%
HK$32,383
baseline
▲ 0.50% · 4.625%
HK$34,090
+HK$1,707/mo
Deposit HK$6.06M · loan HK$6.06M · min. income ≈ HK$64,766/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,140
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,171
−HK$1,047/mo
Today · 4.125%
HK$35,218
baseline
▲ 0.50% · 4.625%
HK$37,361
+HK$2,143/mo
Deposit HK$4.84M · loan HK$7.27M · min. income ≈ HK$70,436/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,868
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,857
−HK$1,003/mo
Today · 4.125%
HK$38,860
baseline
▲ 0.50% · 4.625%
HK$40,908
+HK$2,048/mo
Deposit HK$4.84M · loan HK$7.27M · min. income ≈ HK$77,720/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,663
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,866
−HK$1,222/mo
Today · 4.125%
HK$41,088
baseline
▲ 0.50% · 4.625%
HK$43,588
+HK$2,500/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$82,176/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,012
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,166
−HK$1,170/mo
Today · 4.125%
HK$45,336
baseline
▲ 0.50% · 4.625%
HK$47,726
+HK$2,390/mo
Deposit HK$3.63M · loan HK$8.48M · min. income ≈ HK$90,672/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,710
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,256
−HK$1,571/mo
Today · 4.125%
HK$52,827
baseline
▲ 0.50% · 4.625%
HK$56,041
+HK$3,214/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$105,654/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,302
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,785
−HK$1,504/mo
Today · 4.125%
HK$58,289
baseline
▲ 0.50% · 4.625%
HK$61,362
+HK$3,073/mo
Deposit HK$1.21M · loan HK$10.90M · min. income ≈ HK$116,578/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$454,169 · Scale 2, in force from 26 Feb 2026)